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QR Challenge: Personal Finance

Created using the ClassTools QR Treasure Hunt Generator

Teacher Notes

A. Prior to the lesson:

1. Arrange students into groups. Each group needs at least ONE person who has a mobile device.

2. If their phone camera doesn't automatically detect and decode QR codes, ask students to

3. Print out the QR codes.

4. Cut them out and place them around your class / school.


B. The lesson:

1. Give each group a clipboard and a piece of paper so they can write down the decoded questions and their answers to them.

2. Explain to the students that the codes are hidden around the school. Each team will get ONE point for each question they correctly decode and copy down onto their sheet, and a further TWO points if they can then provide the correct answer and write this down underneath the question.

3. Away they go! The winner is the first team to return with the most correct answers in the time available. This could be within a lesson, or during a lunchbreak, or even over several days!


C. TIPS / OTHER IDEAS

4. A detailed case study in how to set up a successful QR Scavenger Hunt using this tool can be found here.


Questions / Answers (teacher reference)

Question

Answer

1. What is personal financeall financial decisions an individual or family must make in order to earn, budget, save and spend money.
2. When you assess your financial situation, what three things are you looking atincome, assets, and liabilities
3. Your detailed plan for accomAplishing your financial goals is called yourbudget
4. People are either natural ______________ or natural _________________ spenders and savers
5. Prior to 1917, who did people get loans from?loan sharks
6. In the 1930s, what program was put in place to encourage banks to loan money?The New Deal
7. How many people live paycheck to paycheck?7 out of 10
8. Average credit card debt of American households?15,000
9. Average car loan debt?13,000
10. Personal finance is 80% _______________ and 20% ____________.behavior, head knowledge
11. What negative emotions do teens express about money?stress, frustration, distrust
12. Americans are told that debt is _________________normal
13. We are taught that money can buy _________________happiness
14. At the survival level of money, people are _____________________spending all of their income and then some.
15. At the comfort level of money, people have ________________________a small surplus that you save and invest
16. At the secure level of money, people are _________________________having their money generate income for them.
17. A fee that you pay to borrow money?Interest
18. An obligation of repayment owed by one party to a second partydebt
19. Debt evidenced by a note, which specifies the principal amount, interest rate and date of repaymentloan

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=What_is_personal_finance

Question 1 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=When_you_assess_your_financial_situation,_what_three_things_are_you_looking_at

Question 2 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Your_detailed_plan_for_accomAplishing_your_financial_goals_is_called_your

Question 3 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=People_are_either_natural________________or_natural__________________

Question 4 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Prior_to_1917,_who_did_people_get_loans_from?

Question 5 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=In_the_1930s,_what_program_was_put_in_place_to_encourage_banks_to_loan_money?

Question 6 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=How_many_people_live_paycheck_to_paycheck?

Question 7 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Average_credit_card_debt_of_American_households?

Question 8 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Average_car_loan_debt?

Question 9 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Personal_finance_is_80%_________________and_20%_____________.

Question 10 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=What_negative_emotions_do_teens_express_about_money?

Question 11 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Americans_are_told_that_debt_is__________________

Question 12 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=We_are_taught_that_money_can_buy__________________

Question 13 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=At_the_survival_level_of_money,_people_are______________________

Question 14 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=At_the_comfort_level_of_money,_people_have_________________________

Question 15 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=At_the_secure_level_of_money,_people_are__________________________

Question 16 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=A_fee_that_you_pay_to_borrow_money?

Question 17 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=An_obligation_of_repayment_owed_by_one_party_to_a_second_party

Question 18 (of 19)

 



Personal Finance: QR Challenge

https://www.classtools.net/QR/decode.php?text=Debt_evidenced_by_a_note,_which_specifies_the_principal_amount,_interest_rate_and_date_of_repayment

Question 19 (of 19)