PREMIUM LOGIN
ClassTools Premium membership gives access to all templates, no advertisements, personal branding and many other benefits!
| Username: | ||
| Password: | ||
|
Submit
Cancel
|
||
| Not a member? | ||
PREMIUM LOGIN
ClassTools Premium membership gives access to all templates, no advertisements, personal branding and many other benefits!
| Username: | ||
| Password: | ||
|
Submit
Cancel
|
||
| Not a member? | ||
| Question | Answer |
| Use this to pay for unforeseen health expenses or unexpected car repairs | emergency fund | This allows you to use a car for a specified period of time for a specified monthly payment | lease | When you are looking for a used car, this resource will help you best determine the value of a particular make and model | Kelley Blue Book | Why do banks and credit card companies offer points or rewards | you feel you are getting something for nothing | Subtracting your outstanding checks and adding your outstanding deposits to the bank balance is the act of | balancing your checkbook | This lowers the risk of investing but does not eliminate it | diversification | A stock that holds it’s value | defensive stock | What you should consider when choosing a place to live | proximity to work cost transportation | When you borrowed $50 from your rich cousin, and then had to pay her back $60, what is the original $50 called? | principle | A high credit score gives you one main benefit. | low interest rate | If a person in your house was bitten by your dog, which type of insurance would you be covered under? | homeowners | A number measured by the government that describes the changing prices of everyday goods. | inflation | This is paid to the mutual fund company when you first purchase a mutual fund. | front end load | This is paid to the mutual fund company when you sell a mutual fund. | back end load | This is the official retirement age, according to the US government | 67 | You can withdraw funds from a 401k after this age | 591/2 | When should you start saving for your retirement | as soon as you work | The national government of the U.S. that takes in taxes and funds such programs as maintaining interstate highways and the military is officially named this | Federal Government | This Is provided to you by your employer, and it lists total income and all tax withheld amounts | W2 | This form lists interest income from investments | 1099 | Making sure you get enough sleep, exercise every day, not just on weekend, and eating good food is a way of managing your | well being | This handy tool can pay your bills month after month, once set up, without you doing a thing | online bill pay/banking | These loans, used for advanced education degrees (college) don’t have to be paid back until after you’ve completed the courses | student loans | An associate degree takes this many years to complete | 2 | A legal document that contains all the details of the agreement between the landlord and renter and is signed by both parties is a | lease | The form filled out by an employee when they begin a job stating the number of withholding allowances claimed | W4 form | Preparing one of these will help you meet a financial goal | budget | Savings account at banks are protected by this type of insurance | FDIC | When you should begin saving for retirement | when you enter the workforce | the amount of money you pay when you file an insurance claim | deductible |