QR Challenge: Utah Statutes Scavenger Hunt

Created using the ClassTools QR Treasure Hunt Generator

Teacher Notes

A. Prior to the lesson:

1. Arrange students into groups. Each group needs at least ONE person who has a mobile device.

2. If their phone camera doesn't automatically detect and decode QR codes, ask students to

• Download a QR reader (e.g. I-Nigma | NeoReader | Kaywa) onto their mobile devices
• Bring these devices into the lesson.

3. Print out the QR codes.

4. Cut them out and place them around your class / school.

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B. The lesson:

1. Give each group a clipboard and a piece of paper so they can write down the decoded questions and their answers to them.

2. Explain to the students that the codes are hidden around the school. Each team will get ONE point for each question they correctly decode and copy down onto their sheet, and a further TWO points if they can then provide the correct answer and write this down underneath the question.

3. Away they go! The winner is the first team to return with the most correct answers in the time available. This could be within a lesson, or during a lunchbreak, or even over several days!

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C. TIPS / OTHER IDEAS

4. A detailed case study in how to set up a successful QR Scavenger Hunt using this tool can be found here.

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Questions / Answers (teacher reference)

Question	Answer
1. 1. The insurer is prohibited from ________ a claim based upon a first party claimant’s failure to exhibit the property unless there is documentation of a breach of the policy provision in the claim file. Now don’t go having a heart attack trying to get to the next wquestion location or you may need to use this ...	denying
2. 2. It is a violation of the UUCPA to refuse to pay claims without conducting a __________ _____________. If you were a Top 10 Agent, you would go here for your celebration …	reasonable investigation
3. 3. Failing to pay claims within ___ days of a properly executed proof of loss when liability is reasonably clear under one coverage in order to influence settlements under other portions of the insurance policy coverage or under other policies of insurance is a violation of the UUCPA. For your next question, remember that in claims, you want to get all the fax of a loss to properly investigate ...	30
4. 4. Within _______ days, upon receiving notification of a claim, the insurer shall acknowledge the receipt of such notice unless payment is made within such period of time, or unless the insurer has a reason acceptable to the Insurance Department as to why such acknowledgment cannot be made within the time specified. Notice given to an agent of an insurer is notice to the insurer. If you needed extra banquet chairs and tables, you would go here ...	15
5. 5. It is a violation of the UUCPA by advising a claimant _____ to obtain the services of an attorney or suggesting the claimant will receive less money if an attorney is used to pursue or advise on the merits of a claim. If you were to verify checks, you would go here ...	not
6. 6. Within _____ days, an insurer shall provide a substantive response to a claimant whenever a response has been requested. Now why don’t you cool off with a refreshing bubbly $.45 beverage for your next question …	15
7. 7. When coverage exists, loss of use payment shall be made to a claimant for the reasonably incurred cost of transportation, or for the reasonably incurred rental cost of a substitute vehicle, including _______ __________ _________, unless the claimant has physical damage coverage available ... Visitors don’t need a key fob because this lovely person unlocks the door for them ...	collision damage waiver
8. 8. Failing to _____ a first party claim on the basis that responsibility for payment of the claim should be assumed by others, except as may otherwise be provided by the policy provisions is a violation of the UUCPA. No longer does the claims department have to use carbon copies because now we have one of these ...	settle
9. 9. Within _____ days, upon receiving notification of a claim, an insurer shall provide claim forms, instructions, and reasonable assistance so that first party claimants can comply with the policy conditions and the insurer’s reasonable requirements. How can you have something shredded in the claims department without making any noise? ...	15
10. "10. Failure to give notice or file proof of loss as required by Subsection (1)(b) does not bar recovery under the policy if the insurer fails to show it was ___________ by the failure. This subsection may not be construed to extend the statute of limitations applicable under Section 31A-21-313. We no longer have to buy rolls of stamps because we have this fancy machine ...	prejudiced
11. 11. Unless the plaintiff makes a written request for a copy of an entire insurance policy to be disclosed under Rule 26(a)(1)(D), it is sufficient for the defendant to disclose a copy of the _________________ for any policy covering the claim. Vendors like to fatten us up with all kinds of yummy treats which you will find here ...	Declaration Page or Coverage sheet
12. 12. Failing to provide the insured or beneficiary with a ___________ ___________ of the evidence of any investigation or file materials giving rise to the denial of a claim based on misrepresentations or fraud on an insurance application, when such misrepresentations is the basis of a denial is a violation of the UUCPA. Claimant’s and insured’s have a comfortable place to sit while you settle their claim ...	written explanation
13. "13. It is a violation of the UUCPA by refusing to settle a claim based solely upon the issuance of, or failure to, issue a traffic ________ by a police agency. If you wanted to speak to the Personal Lines Supervisor, you would go here ...	citation
14. "14. It would be a violation of the UUCPA by refusing ________ of a claim solely on the basis of an insured’s request to do so unless: (a) The insured claims sovereign, eleemosynary, diplomatic, military service, ...; or (b) The insured is granted the right under the policy of insurance to consent to settlement of claims. We replaced this machine with a computer and word processer software ...	payment
15. 15. ________ a claimant as to the applicable statute of limitations is a violation of the UUCPA. If you need an extra pen, you could try this place …	Misleading
16. 16. It is a violations of the UUCPA when an automobile insurer represents both a tort feasor and a claimant:(a) Failing to _______ a claimant under anycoverage that the same insurance company represents both the tort feasor and the claimant as soon as such information becomes known to the insurer: and (b) Allocating medical payments to the tort feasor’s ______ coverage before exhausting a claimant’s personal injury protections coverage. If you wanted to get as far away in the building as possible from Ed, you might walk over here to view Geneva Rock ...	advise/liability
17. 17. Minimum standards require that within ____ days of proof of loss, complete the investigation and provided with an acceptance or denial, unless the investigation cannot be completed, giving the reason for the delay. Updates are required every ___ days thereafter by letter. In Wisconsin, they call this a Bubbler ...	30/45
18. 18. If a claimant is not represented by legal counsel, they must be informed of the statute of limitations ____ days before the expiration of the SOL. If we are out of treats, you might check this table …	60
19. 19. It is a violation of the UUCPA by intentionally offering less money to a fist party claimant than the calim is reasonably worth, a practice referred to as _________ _________. If you were an underwriter wanting to hang up your winter coat, you would go here …	low-balling
20. 20. Refusing to offer to pay claims based upon the Doctrine of ___________ ____________ without a reasonable basis for doing so is a violation of the UUCPA. If you have salvage to store, you might throw it over here …	comparative negligence

 

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