"Bus Law 3.01 Financial, Credit and Bankruptcy Law": HTML5 Crossword

Across

1. The act of obtaining credit, assets, money, funds, or securities under the custody of a financial institution through false pretenses (4,5)
6. The current market value of a home minus the remaining mortgage balance (4,6)
8. Prohibits unfair, abusive, and deception methods of collecting debt (4,4,10,9,3)
13. Legal proceeding for a person or business unable to pay an outstanding debt (10)
15. Document that summarizes a consumer’s financial history including number of credit cards, payments to credit cards, and number of late payments (6,6)
16. Person or business that receives the credit (6)

Down

2. Created to maintain the public’s confidence in banks and encourage stable banking practices (7,7,9,3)
3. Law that states that a consumer’s credit application can only be judged on the basis on financial responsibility not the applicant’s gender, race, marital status, etc. (5,6,11,3)
4. Grants consumers’ personal financial records a reasonable amount of privacy from federal government searches (6,2,9,7,3)
5. Protects consumers’ right to attain, use, and maintain credit by monitoring and enforcing credit laws (7,5,10)
6. Requires creditors to disclose the conditions, rates, and terms of home equity loan plans (4,6,4,8,10,3,0)
7. Law that grants consumers to the right to know who requests to view their credit report over the past 2 year (4,6,9,3)
9. Provides consumers against unauthorized electronic fund transactions including debit and credit card purchases, ATM withdrawals, and automatic bank account withdrawals (10,4,8,3)
10. Increased the government’s ability to combat bank fraud (6,3,4,5,3)
11. Sets the maximum amount of interest that can be charged for a loan (5,3)
12. Person or business providing credit (8)
14. A contractual agreement in which one party receives something of value now and agrees to pay the lender in the future (6)