"Client Services New Hire Crossword": HTML5 Crossword

Across

3. Texas is in this time zone. (7)
5. One of the 4 most popular card networks. (4)
6. Under normal circumstances, someone with 2-day funding who batches out on Monday will receive money this day. (9)
10. A Bank or financial institution that provides "card association" branded payment cards directly to consumers. (7,4)
11. Another term for "magnetic stripe read" or POS entry mode 90. (5)
12. When a batch goes through on Monday and the merchant receives payment on Tuesday. (4,3,7)
16. A business who has activated their terminal and are processing. (6,8)
20. Check ___________ is when the check is processed and verified as a valid check and then the merchant needs to deposit the check into the bank themselves. (12)

Down

1. A transaction that the cardholder is disputing. (10)
2. POS Entry Mode of 01 is ________ key entry. (6)
4. Oregon is in this time zone. (7)
7. A deleted transaction. (4)
8. EMV is short for this security conglomeration. (7,10,4)
9. When an issuing bank requests a copy of the sales draft for a charge in question. (9)
13. Florida is in this time zone. (7)
14. 05 POS Entry mode is for this type of inserted payment method. (4)
15. A person making purchases with a card payment. (10)
17. The return of money back to a card for a purchase that has already "batched" out on the terminal. (6)
18. This percentage of transactions must be swiped versus keyed for End of Month Billing and Next Day Funding. (6)
19. Colorado is in this time zone. (8)