"Client Services New Hire Crossword": HTML5 Crossword

Across

6. When a batch goes through on Monday and the merchant receives payment on Tuesday. (4,3,7)
7. Florida is in this time zone. (7)
8. Check ___________ is when the check is processed and verified as a valid check and then the merchant needs to deposit the check into the bank themselves. (12)
10. A business who has activated their terminal and are processing. (6,8)
14. Oregon is in this time zone. (7)
15. Under normal circumstances, someone with 2-day funding who batches out on Monday will receive money this day. (9)
16. A person making purchases with a card payment. (10)
18. A transaction that the cardholder is disputing. (10)
19. A Bank or financial institution that provides "card association" branded payment cards directly to consumers. (7,4)
20. When an issuing bank requests a copy of the sales draft for a charge in question. (9)

Down

1. This percentage of transactions must be swiped versus keyed for End of Month Billing and Next Day Funding. (6)
2. A deleted transaction. (4)
3. Colorado is in this time zone. (8)
4. POS Entry Mode of 01 is ________ key entry. (6)
5. EMV is short for this security conglomeration. (7,10,4)
9. Texas is in this time zone. (7)
11. 05 POS Entry mode is for this type of inserted payment method. (4)
12. One of the 4 most popular card networks. (4)
13. Another term for "magnetic stripe read" or POS entry mode 90. (5)
17. The return of money back to a card for a purchase that has already "batched" out on the terminal. (6)