"running a business": HTML5 Crossword

Across

4. not paid until after goods are delivered (9)
7. Australia’s corporate regulator (4)
8. from personal funds (13,5)
10. belongings (6)
12. profits, losses and responsibilities are shared (11,0)
13. free, no-one forced (11,9)
14. company can be older than folders (9,10)
15. owners are fully responsible for debts (9,9)
17. owned with no government ownership (7,6)
18. not a separate existence from owners (14,0)
20. a method of classifying business (5,9)

Down

1. owned by government (6,6)
2. separate legal entity from owners (12,0)
3. can sue (11,0)
5. owners of a corporation (11,0)
6. headquarters in Brisbane (10,12,7)
9. Partnership Act 1892 (3,11)
11. what a business operates under (8,4)
16. easy to establish (4,6)
19. something that is owed (5)